Financing & Insurance
Easy Financing
We understand that investing in your smile is a significant decision, and affordability is important to you.
That's why we're committed to helping you find a payment option that feels comfortable and stress-free.
Let's explore your options together so cost doesn't prevent you from achieving the smile you deserve.
How Much Does Orthodontic Treatment Cost?
Investing in your smile is one of the most valuable things you can do for yourself. It's not just about straight teeth—it's about confidence, health, and how you feel every single day.
If cost is what's holding you back from getting the smile you've always wanted, then we haven't done our job yet.
At Smiles by Callaway, we're dedicated to helping you find a payment option that works with both your lifestyle and your budget.
Our treatment fees vary depending on the length and complexity of care you need. But no matter what, we keep everything simple and transparent.
We offer all-inclusive pricing—that means no surprise charges for records, retainer checks, or removing your braces down the road.
You'll receive a detailed estimate at your complimentary consultation, and we'll review every detail together before you begin treatment.
Financial Options
We know that every family's budget is unique. That's why we offer several payment options and will work with you to find the one that works best for your situation.
Here’s how we help make treatment more affordable:
No-interest, in-office financing
Start with a down payment, then pay the remainder in monthly installments, completely interest-free, over the course of your treatment.CareCredit® with flexible monthly payments
No down payment required. CareCredit is a separate line of credit (not tied to your credit cards) with no annual fees. Most applications are approved online or by phone within 30 minutes. Our team is happy to guide you through the process.Discounts for prepayment and multiple family members
Ask us about savings when you pay in full or have multiple family members in treatment.Convenient Payment methods
We accept cash, checks, Visa, Mastercard, debit cards, and offer automatic monthly payments for your convenience.Pay online, anytime
You’ll receive a secure login to view your statements and make payments through our website, whenever it’s most convenient for you.
Insurance Made Easy
We accept most major insurance plans and Health Savings Accounts (HSA). Since Smiles by Callaway works with many leading insurance providers, it's easier for you to maximize your benefits.
To keep things simple, our team will verify your orthodontic coverage and handle all the paperwork for you. That way, you can focus on your smile transformation, not the forms.
If your plan isn't listed below, don't worry, just give us a call and we'll be happy to help you understand your coverage options.
Common insurance providers we work with include:
Ameritas
Cigna
Delta Dental
Guardian
Kaiser Permanente PPO
Metlife
Moda
Principal
Regence Blue Cross Blue Shield Dental
United Concordia
Ready to Start Your Smile Journey?
We'd love to help you take the first step. Contact Smiles by Callaway to schedule your complimentary consultation.
When you call, we'll gather your insurance information in advance so we can provide a detailed estimate of your benefits during your first visit. It's all part of making your experience as seamless and stress-free as possible.
Contact Us
206 Brookmoore Drive, Columbus MS 39705
(662) 328-1521